Our expert team of Chartered Surveyors can help you to navigate through any queries you may have regarding the different forms of property ownership and any benefits or disadvantages in your current situation. 

What is a Freehold?

The freeholder of a property owns it outright, including the land it’s built on. If you buy a freehold, you’re responsible for maintaining your property and land, so you’ll need to budget for these costs.

Most houses are freehold but some might be leasehold – usually through shared-ownership schemes

 
What is a Leasehold?

With a leasehold, you own the property, but not the land, for the length of your lease agreement with the freeholder. When the lease ends, ownership returns to the freeholder, unless you can extend the lease. Most flats and maisonettes are owned leasehold, apart from in Scotland where there are very few leasehold properties.

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